Understanding NDIS Funding Categories: Core, Capital, and Capacity Building Supports

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Understanding NDIS Funding Categories: Core, Capital, and Capacity Building Supports

 

Explore the different types of supports funded by the NDIS, including core supports for daily living activities, capital supports for empowerment tools like assistive technologies, and capacity building supports aimed at skill development.

Making the Most of Your NDIS Plan

If you’re just starting with the National Disability Insurance Scheme (NDIS), one of the most important things to understand is how your funding works. Your plan is designed to support your goals, improve your quality of life, and help you live as independently as possible. But how those supports are funded matters?

The NDIS divides support into three main categories:

  1. Core Supports

  2. Capital Supports

  3. Capacity Building Supports

Each has a unique purpose, and knowing the difference can help you use your funding more effectively. At LowCostAT, we believe in making things simple and accessible. Let’s explore what each funding category means and how it connects to your everyday life.

 

1. Core Supports. Everyday Essentials for Living Well

Core Supports are all about helping you manage daily activities and routines. Whether it’s getting ready in the morning, preparing meals, or getting around town, this category is your go-to for practical support.

What core supports can fund?

HELP WITH PERSONAL CARE



 

Classic 100cm Folding Grabber Tool with Magnet

Compact, lightweight, and rust-resistant, this ergonomic design features an adjustable seat, anti-slip platform, and rubber feet for safe, comfortable, and secure use

Wide grip, snag-free wire loop, and smooth zipper puller for easier dressing, ideal for arthritis and limited mobility.

 Extends reach for limited mobility, promoting independence. Foldable design, magnetic tip, 2.3 kg capacity, and clips onto wheelchairs/walkers for easy access.

 

 

ASSISTANCE WITH CLEANING, LAUNDRY AND MEAL PREP


 

Ergonomic Adaptive Utensils Set

Comfortable grip and secure toilet paper holder, ideal for limited mobility. It's length provides easy reach; easy to clean. Perfect for seniors, pregnant individuals, and those with shoulder pain.

Durable, waterproof nylon, lightweight and easy to carry, supports users with limited mobility or strength. Great for laundry, travel, camping, and home use, it’s an affordable tool for independence.

 Made from food-grade stainless steel with rounded edges for safety, it's perfect for home, nursing homes, or hospitals, making meals easier and more enjoyable.

 

Adaptive Utensils for Disability Gadgets Swivel Fork Spoon Easy Grip Safe Stainless Steel,for Hand Tremors Parkinson's Patients, 360° Rotatable, Non-Slip Handles for Arthritis Elderly use (Left Hand): Buy Online at Best Price

Barbara and June happily enjoying their meal using adaptive utensils.

How LowCostAT Can Help:
Many assistive products like reachers, dressing aids, or adapted cutlery fall under the consumables category of Core Supports. These items can make a huge difference in your day-to-day life, and we make accessing them quick and affordable.

2. Capital Supports. Investing in the Right Tools

Capital Supports cover higher-cost items that require a bit more planning. These are long-term investments that support your health, safety, and independence.

What Capital Supports can fund:

ASSISTIVE TECHNOLOGIES





 

Oricom CARE80S Big Button Amplified Corded Speakerphone, Picture Dialling, Hearing Aid Compatible

Enhances mobility, comfort, and independence for individuals with disabilities, with adaptable features for reliable daily use.

easy 5-minute setup, multi-user app support, night vision for low light, and secure cloud/local storage keep everything safe and accessible.

For seniors and those with hearing loss or visual impairments. Features large photo memory buttons, an ringer, and a amplifier for clear calls.  Promotes independence and accessibility.


     

     

    Altus 4-Wheel Rollator with Seat Folding Portable Titanium Gray

    Lydia strolling through the streets with her Altus Classic Walker with a seat.

     

    How LowCostAT Can Help:
    We offer affordable assistive technology under $1,500, ideal for participants who need essential equipment without delay. Our range includes mobility aids, safety tools, daily living aids, and more all NDIS-claims ready and ready for fast delivery.


    3. Capacity Building Supports. Growing Your Skills & Independence

    This category focuses on helping you develop skills, confidence, and connections. Capacity Building Supports fund services that aim to build your independence over time.

    What Capacity Building Supports can fund:

    • Therapy (like occupational, physio, or speech)

    • Employment support services

    • Life skills and community participation programs

    • Support coordination

    GZHCGSM Multifunctional Translation Scanning Pen Built In Recording 112  Languages Supported ABS Material Reading Pen With WiFi Translation Pen For  Home School Library - Walmart.com

    Amy using her scanning pen to help her learn new vocabulary.

    How LowCostAT Can Help:
    While many products are funded under Capital or Core, the right assistive tech can support your progress in Capacity Building. For example, a multifunctional smart scanning pen that enhances independence, literacy and confidence .

    How to Know Which Category You Can Use

    The easiest way to know which category to use is to talk to your support coordinator or plan manager. You can also check your NDIS plan under each budget section. 

    Keep in mind:

    Let’s Make Support Simple

     

    Empowering You Through the Right Supports

    Your NDIS plan is more than just funding. It's a tool for independence. Understanding the purpose of Core, Capital, and Capacity Building Supports helps you make informed choices that lead to better outcomes.

    At LowCostAT, we’re passionate about making assistive technology:

    • Affordable

    • Accessible

    • Aligned with your goals

    Whether you’re new to NDIS or simply need help finding the right product, we’re here to support you every step of the way.

    Let’s Make Your Plan Work for You

    Need help choosing the right AT product?
    Our friendly team is ready to help you find what fits your goals and budget.

    Explore Products 

    Need Expert Advice?

    Contact us through our contact form

    or email us at hello@lowcostat.com.au

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