The National Disability Insurance Scheme (NDIS) provides funding to eligible individuals to support their daily living needs, independence, and community participation. However, understanding how to claim your NDIS funding correctly is essential to ensure a smooth process. In this guide, we’ll walk you through the steps to make a claim and access your funds efficiently.
1. Understanding Your NDIS Plan and Budget
Before making a claim, it's crucial to understand the different categories in your NDIS plan. These typically include:
- Core Supports – Everyday activities and support needs.
- Capital Supports – Assistive technology, equipment, and home modifications.
- Capacity Building Supports – Services aimed at skill development and increasing independence.
Real-Life Example:
Michelle, who experiences sensory processing challenges, uses her Capital Supports funding to purchase a virtual reality headset for virtual therapy sessions. This technology helps her engage in a controlled environment, improving her sensory regulation and cognitive skills. She successfully claims the cost by submitting an invoice through the myplace portal.
2. Ways to Manage Your NDIS Funds
NDIS funds can be managed in three ways, and the claiming process may vary depending on which option applies to you:
- NDIA-Managed: The National Disability Insurance Agency (NDIA) pays providers directly.
- Plan-Managed: A registered plan manager handles claims and payments on your behalf.
- Self-Managed: You claim funds yourself and pay for services directly.
Real-Life Example:
James prefers a self-managed plan because it allows him to choose his own providers, even those not registered with NDIS. He keeps records of all his invoices and submits claims through the my NDIS app for quick reimbursement.

3. How to Make a Claim
The method you use to claim NDIS funding depends on how your plan is managed.
For NDIA-Managed Plans:
- Choose a registered NDIS provider for your service.
- The provider submits an invoice directly to the NDIS portal.
- The NDIA processes the claim and pays the provider.
Real-Life Example:
Emma, who is NDIA-managed, attends physiotherapy sessions. She doesn’t need to worry about payments because her provider submits claims directly to the NDIA.

For Plan-Managed Plans:
- Choose an NDIS-registered provider.
- The provider sends an invoice to your plan manager.
- The plan manager submits a claim and pays the provider.
Real-Life Example:
David has a plan manager who handles all his claims, ensuring he doesn’t have to deal with invoices or reimbursement processes himself.

For Self-Managed Plans:
- Pay for the service upfront.
- Log into the myplace portal or my NDIS app.
- Submit a claim by entering details of the service and uploading receipts.
- The NDIA reimburses you once the claim is approved.
Real-Life Example:
Olivia self-manages her funds. After purchasing assistive technology, she uploads the receipt via the myplace portal and gets reimbursed within days.

4. Tips for a Successful Claim
- Keep records of all invoices, receipts, and service agreements.
- Ensure the service or product is covered under your NDIS plan before purchasing.
- Submit claims promptly to avoid delays in reimbursement.
- If you're self-managing, use the my NDIS app for a quicker and more convenient submission process.
Real-Life Example:
Anna ensures all her invoices are stored in a digital folder. When she needs to make a claim, she has everything ready, making the process hassle-free.

5. What to Do If Your Claim Is Denied
If your claim is rejected, check for any possible issues:
- The service may not be covered under your plan.
- Insufficient supporting documentation.
- Incorrect claim details.
You can request a review or seek guidance from an NDIS support coordinator or plan manager if needed.
Real-Life Example:
When Julie’s claim for assistive technology was initially denied due to missing documentation, she consulted her support coordinator, who helped her resubmit with the correct paperwork, resulting in a successful claim.

Conclusion
Claiming NDIS funds doesn’t have to be complicated. By understanding your plan, choosing the right management option, and following the correct claim process, you can access your funding smoothly. If you need further assistance, reach out to the NDIS or your support coordinator for guidance.
By following these steps, you can ensure that you’re making the most of your NDIS funding and accessing the support you need.

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